Crypto(.)com Adds XRP Into Its Investment Product

XRP Joins Crypto.com's Dual Invest Lineup

@Cryptocom has expanded its Dual Invest product suite to include $XRP, opening up structured yield opportunities on the token for both retail and institutional users. The addition allows participants to target triple-digit reward rates on XRP, a rate level that Crypto.com has advertised across its Dual Invest platform since the product launched in February 2025.

Dual Invest is a structured earn feature that lets users lock in a fixed reward rate by setting a target price and term for a chosen asset. The product lets users earn rewards in one of two digital assets, depending on how the market moves. The reward rate is presented to users upfront, before they enter into a plan. At settlement, the payout is issued in either the deposited token or an alternate token, depending on whether the target price is reached.

Three primary strategies are available: "Buy Low" for purchasing assets at a target price lower than current, "Sell High" for selling at a target price higher than current, or hold and earn rewards. The structure gives users a degree of flexibility across different market conditions, which Crypto.com positions as a hedge against volatility.

XRP Added Alongside $BTC, $ETH, and $SOL

With the XRP inclusion, Dual Invest now covers a broader set of major assets. $BTC, $ETH, and $SOL were already available on the platform before this latest expansion. An Auto-Renew feature is also available, which automatically places a new order with the same target price and deposit amount if a user's target price is not reached at expiry. This allows users to maintain exposure without needing to manually re-enter positions.

The timing of the addition is notable given the growing institutional profile of XRP. The SEC dropped its case against Ripple in 2025, and seven spot XRP ETFs are live in the US with over $1.2 billion in assets under management. That regulatory clarity has helped bring more structured products to market around the asset.

As with any structured yield product, risks remain. Market risk means the value of tokens may fluctuate based on market conditions. If a target price is reached and the deposit token is automatically converted, but the deposit token's price continues to move in the same direction, users could miss out on potential gains. Dual Invest is available in select jurisdictions.

Sources:
Crypto.com: Dual Invest Product Launch
Crypto.com Help Center: Dual Invest
Crypto.com University: What Is Dual Invest